An informed buyer’s guide
YOUR KEY TO
HOME OWNERSHIP
Types of Mortgages
Insured, Insurable and Un-insurable
The usual high-ratio mortgage vs conventional mortgage has now morphed into insured, insurable and un-insurable mortgages.
Why not go to a bank
for a mortgage inquiry?
A customer service representative or your account manager at a bank is limited to the products of that particular institution.
Brokers have direct access to most banks offering mortgages and with a few exceptions all of the mortgage products those banks offer. Further we have access to many non-bank lenders. This number is increasing over time. The non-bank, or “monoline” lenders operate almost exclusively through brokers and do not have retail presence in the marketplace.
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"I recently worked with Eric Sabatini when buying a new home. This is the first time I had worked with a Mortgage Broker and this was an excellent experience. Eric was able to process the financing applications in just a few days, much quicker then my bank was willing to do and Eric worked often outside of normal banking hours."
Tracy | Niagara
"I recently worked with Eric Sabatini when buying a new home. This is the first time I had worked with a Mortgage Broker and this was an excellent experience. Eric was able to process the financing applications in just a few days, much quicker then my bank was willing to do and Eric worked often outside of normal banking hours."
Tracy | Niagara
